Consumer loan: features of lending in Ipak Yuli
Making it easy and simple
Consumer lending has recently become so commonplace that every person is familiar with its main principles. It’s simple – you take the required amount of money at interest and return it on time according to a pre-drawn schedule. But, despite all the simplicity and clarity, many people still have questions about consumer lending.
Where to get a consumer loan in Tashkent
Consumer loan in Tashkent can be obtained from Ipak Yuli Bank, which has been operating for more than thirty years. The bank operates on the basis of a license to conduct banking operations. A consumer loan from Ipak Yuli offers favorable lending conditions that will appeal to every borrower:
- rate from 26,9 percent;
- the possibility of non-cash payments for the purchase of goods and services;
- loan term from one to three years;
- loan amount up to 80 million soums.
To apply for a consumer loan, you need to provide a package of documents and collateral.
In consumer lending, funds are lent only for a certain list of goods. The purchase of goods on credit must be made exclusively from a legal entity.
How to apply for a consumer loan in Ipak Yuli
In order to take out a loan to purchase some goods, you need to personally visit a bank branch https://ru.ipakyulibank.uz/physical/kredity and provide a list of personal and collateral documents, and a purchase and sale agreement. After the application is approved by the bank, the required amount of money will be transferred to the seller and the client will be able to receive his product or service. After this, the borrower will be required to do only one thing - make monthly loan payments.
How to calculate the cost of a consumer loan
For the calculation, two options can be considered. The first is to contact the bank office so that the manager calculates the total cost of the loan and the amount of monthly payments. The second option is to go to the official website of Ipak Yuli Bank and calculate the necessary indicators using a special calculator.
What loans does Ipak Yuli offer?
Bank Ipak Yuli offers its clients not only consumer loans. At this financial institution you can also apply for:
- student loan;
- microloan and microloan secured;
- car loan and car loan for self-employed;
- mortgage;
- online microloan.
Every loan offer comes with favorable conditions.
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