RNKB, taking advantage of its monopoly position, is “ripping off” businesses in Sevastopol - entrepreneurs
Sevastopol, July 07 (Navigator, Olga Nikolaeva) — Sevastopol entrepreneurs are dissatisfied with the high rates for cash management services at RNKB.
This was discussed on Monday at a meeting of bank representatives with Sevastopol entrepreneurs on issues of lending to small and medium-sized businesses.
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Entrepreneurs named the problems they face in working with banking institutions; RNKB was especially actively criticized.
Representative of the League of Entrepreneurs of Sevastopol Tatyana Vusatenko drew the attention of bankers to the high rate for cash settlement services. She gave the example of payments made by retired entrepreneurs at the RNKB branch on Oktyabrskaya Revolution Avenue: when paying a tax of 400 rubles, they had to pay bank commissions in the amount of 500 rubles.
“We have achieved the cancellation of the payment of unified social contributions for this category of entrepreneurs in due time. Now people will simply close their businesses,” she added.
A representative of the Sevastopol enterprise Avtolan Plus accused RNKB of an exorbitantly high loan rate of 21%, while the average rate in Russia varies between 13-14%.
Also, business is not satisfied with the lack of ATMs, the cumbersome system for opening accounts and the requirement for a large package of documents, as well as the lack of issuance of Visa and MasterCard bank cards and internet banking.
Chairman of the Board of RNKB Andrei Borisov, in comments to Navigator, stated that the examples given were not correct.
“RNKB worked completely free of charge for a whole month, entering this market. And then RNKB, together with other banks, established tariffs that correspond to the tariffs of the Russian Federation,” Borisov said.
He noted that the bank had previously carried out an analysis of the solvency of the population, in comparison with the Krasnodar Territory and the Rostov Region.
Another representative of RNKB added that the tariff is based on the cost of the bank’s expenses; the question of high tariffs arises among individuals who are currently working unofficially. “Ordinary legal entities are serviced, in our opinion, at minimal rates. People who work can pay 300 rubles for account maintenance,” he said.
He believes that the bank has been incurring losses all this time, and “only in 2 years will it “recoup” the costs that it is now incurring, and this is at the existing tariff rate.”
Let us recall that RNKB was one of the first to “come” to Sevastopol during the period of shortage of Russian financial institutions. Then people stood in long queues and provided the bank with 100 thousand clients. Now the bank has the task of opening 1 million individual accounts in Crimea.
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