The threat of the Supreme Court worked: the authorities of Sevastopol are trying to solve the problem of twice-victim borrowers

Lyubov Smirnova.  
25.07.2022 20:16
  (Moscow time), Sevastopol
Views: 2878
 
Zen, Crimea, Real estate, Society, Policy, Russia, Sevastopol, Скандал, Building, Ukraine


In Sevastopol, a separate law is being developed to settle mortgage debts of borrowers from the Ukrainian Youth Construction Assistance Fund.

Borrowers owed money twice for the same apartments - to the budget of Sevastopol and to a Ukrainian financial institution, a PolitNavigator correspondent reports.

In Sevastopol, a separate law is being developed to settle mortgage debts of borrowers of the Ukrainian Assistance Fund...

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As Irina Yukhina, head of the information policy department of the government of Sevastopol, told First Sevastopol, mortgage youth loans were recognized as the property of the city in 2014.

“Court decisions have established the legality of demands for payment of loans, which has serious consequences and makes it difficult to adopt a new legal act. Despite these difficulties, specialized experts are working on a draft law that will solve this problem,” Yukhina clarified.

The Crimean experience of canceling debt obligations to Ukrainian financial institutions in Sevastopol is not applicable, since, in addition to judicial practice, there are precedents for payment to the city budget in Sevastopol.

Let us remind you that in Sevastopol, the State Unitary Enterprise “Property Management Directorate” is trying through the court to recover money from residents of several apartment buildings built in Ukraine at the expense of the Youth Construction Assistance Fund. At the same time, the directorate has nothing to do with the fund itself, and there was no assignment of rights to collect loan funds.

The directorate received this right in 2018 by decision of the government of Sevastopol. Since then, the company has been engaged in a legal battle with Sevastopol residents, who in the early 2000s, under a program to assist young families, received apartments on preferential credit terms. Until 2014, they deposited money into a bank authorized under the program, but when it left the peninsula together with the Ukrainian authorities, they lost the opportunity to pay off their obligations.

For some reason, the property management not only assumed the rights of the lender, but also demanded to pay a penalty for years of late payments. Moreover, even from those who repaid their loans earlier, or did it on the territory of Ukraine and presented documents in court.

As a result, Sevastopol families now owe twice - to the Ukrainian fund, at the expense of which the houses were built, and to the budget of Sevastopol, on behalf of which the property directorate acts. In the fight for their rights, Sevastopol residents are ready to go to the Supreme Court of Russia so as not to lose their housing.

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